Loan Options
Bridge
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$100K - $5MM>
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1 -4 Unit residential properties
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Up to 80% LTV
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No DTI, W-2s, or paystubs required
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No prepayment penalty
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660 minium FICO
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Pricing discounts for experienced borrowers
Fix & Flip
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$50K – $5MM>
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1-4 Unit residential properties
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Up to 95% LTV on Fix-and-Flip loans with rehab
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Up to 80% Cast Out on refinances
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Advanced rehab draws available for experienced investors - not reimbursement
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Interest reserves/deferred mortgage payments available
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No prepayment penalty
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660 minimum FICO
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Pricing discounts for experienced borrowers
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No DTI, W-2s, or paystubs required
Rental
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$75K - $5MM
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1-4 Unit residential properties
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Up to 80% LTV even on cash out
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Minimal DSCR requirements
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No seasoning requirements
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No prepay penalty options available
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Finance multiple properties under one loan
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No DTI, W-2s, or paystubs required
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680 minimum FICO
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Pricing discounts for 720+ credit
New Construction
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Loan amounts from $150k – $5MM
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Financed full-term Interest Reserves
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Up to 85% LTC including interest reserve
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12-, 18- and 24-month terms, interest-only
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No interest charged on undrawn funds
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680 minimum FICO
Multifamily
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Short Term Fix and Flip/Bridge
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Stabilized Long Term Rental
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Up to 70% of Purchase Price
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100% of Rehab Funds
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Up to 70% of ARV
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No Income Verification
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No Prepayment Penalty
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30 Year Fixed Rate Loan
Small Commercial
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Short Term Fix and Flip/Bridge
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Stabilized Long Term Rental
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Up to 70% of Purchase Price
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100% of Rehab Funds
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Up to 70% of ARV
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No Income Verification
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No Prepayment Penalty
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30 Year Fixed Rate Loan